Short Sale Foreclosure Logo

REALTORS® who have earned the SFR® certification have the necessary knowledge and tools to maneuver through short sale and foreclosure processes. With their comprehensive training, an SFR® has the ability to represent either the seller or buyer during the distressed property transaction and see it through. By understanding both sides of the distressed property transaction, an SFR® can anticipate the unique needs of clients while reducing any possible risk.

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Sellers facing short sale or foreclosure may think they are out of options

A REALTOR® with the SFR® certification can assist owners in understanding all their options.
By evaluating each individual’s situation, the SFR® can:

• Explain the differences between a short sale and a foreclosure
• Recommend finance, tax, and legal specialists
• Suggest the seller to seek foreclosure avoidance assistance
• Alert homeowners of rescue scams

Buyers are often open to a unique opportunity

A REALTOR® with the SFR® certification can guide a buyer through the distressed property transaction.
Through the process, the SFR® will:

• Describe the differences between a short sale and a foreclosure
• Counsel buyers and reduce risk
• Guide the transaction from start to finish, including closing dates, inspection and appraisal expectations.
• Prepare the buyer for expected time frames for lender approval

Why use an SFR®?

Members of the National Association of REALTORS® who have earned the Short Sales and Foreclosure Resource certification understand distressed property transactions, and everything that is included.
Working with an SFR® takes the stress out of distressed property transactions. We know that selling or buying a home in uncertain times can be scary, but we know how to make it happen. With unexpected opportunities everywhere, now is the time to sell or buy.

Rica J. Gilmore, Broker, Realtor® 

  • Virginia License VA #0225235314 
  • Rica Jo Ann Gilmore,​ ​Realtor®​ ​ ​
  • Graduate, REALTOR® Institute
  • ​​Rica Realty​​​ ​​​VA #0225235314​
  • ​Accredited Buyer's Agent
  • ​Seller Representative Specialist​ 
  • ​REALTORS® Commitment to Excellence​
  • ​Military Relocation Professional
  • Seniors Real Estate Specialist®
  • Short Sales and Foreclosure Resource
  • Pricing Strategy Advisor
  • Home Measurement Specialist
  • ​Real Estate Negotiation Expert​
  • ​Certified Team Specialist​

Rica Jo Ann Gilmore, Broker  Realtor®144 Shoe Lane, Newport News, VA 23606 1-757-932-7422  

North Carolina License NC 305512:  Rica J. Gilmore, Broker The Virtual Realty Group - Independent Firm Main office: 8116 Arlington Blvd, Ste 115, Falls Church, VA 22042 Telephone 1-888-407-2410 

The listings data displayed on this medium comes in part from the Central Virginia Regional MLS, (CVR MLS) and has been authorized by participating listing Broker Members of Central Virginia Regional MLS, (CVR MLS) for display. Central Virginia Regional MLS, (CVR MLS)  listings are based upon Data submitted by its Broker Members, and Central Virginia Regional MLS, (CVR MLS) therefore makes no representation or warranty regarding the accuracy of the Data. All users of Central Virginia Regional MLS, (CVR MLS) listings database should confirm the accuracy of the listing information directly with the listing agent.

CVR MLS and/or Rica J. Gilmore and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain complications of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.

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