FINANCIAL ROAD
Your Starting Line
Starting Point – Get your Numbers
Goals and Obstacles
Savings
Skill of Budgeting
Skill of Organization
Skill of Reduction
Insurance
Credit Wise
Consumer Protection – protecting you from others
Wise Purchase and/or Refinance of Your Vehicle
Wise Purchase and/or Refinance of your Home Vehicle
Estate Planning Basics
Where are you Now?
Let's find out your starting point. This gives you a basis for a well structured financial journey. Most of you have great dreams and goals already. Some even set goals, wrote out a plan, and even scheduled them. This will help us once we have the beginning point.
After obtaining the following three numbers, you will be able to structure your dreams and goals into a scheduled journey. This will help us set up the original plan while allowing for reflection and monitoring. It will assists with adjustments and obstacles along the way. Start with your Credit Scores - (this is actually three numbers in itself), Net Worth, and Disposable Income.
Start with your Current Three Credit Scores and Three Credit Reports.
Once you finish getting your three numbers, please move on to Set Goals!
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Rica J. Gilmore, Broker, Realtor®
- Virginia License VA #0225235314
- Rica Jo Ann Gilmore, Realtor®
- Graduate, REALTOR® Institute
- Rica Realty VA #0225235314
- Accredited Buyer's Agent
- Seller Representative Specialist
- REALTORS® Commitment to Excellence
- Military Relocation Professional
- Seniors Real Estate Specialist®
- Short Sales and Foreclosure Resource
- Pricing Strategy Advisor
- Home Measurement Specialist
- Real Estate Negotiation Expert
- Certified Team Specialist
Rica Jo Ann Gilmore, Broker Realtor®144 Shoe Lane, Newport News, VA 23606 1-757-932-7422
North Carolina License NC 305512: Rica J. Gilmore, Broker The Virtual Realty Group - Independent Firm Main office: 8116 Arlington Blvd, Ste 115, Falls Church, VA 22042 Telephone 1-888-407-2410
The listings data displayed on this medium comes in part from the Central Virginia Regional MLS, (CVR MLS) and has been authorized by participating listing Broker Members of Central Virginia Regional MLS, (CVR MLS) for display. Central Virginia Regional MLS, (CVR MLS) listings are based upon Data submitted by its Broker Members, and Central Virginia Regional MLS, (CVR MLS) therefore makes no representation or warranty regarding the accuracy of the Data. All users of Central Virginia Regional MLS, (CVR MLS) listings database should confirm the accuracy of the listing information directly with the listing agent.
CVR MLS and/or Rica J. Gilmore and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain complications of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
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