Bankruptcy Preparation
Integrated Services Providing all the Information including referrals
for making a Wise Financial Decision

This page explains what you can obtain for free, what we charge for, and how it may benefits you or those you care about. 


Eastern District of California ONLY may continue to receive bankruptcy preparation. All other districts of California or other States will not be accepted EXCEPT see emergency filings.  

As of the beginning of June 2018,  BFF received the Nonprofit confirmation letter. At that point, we stopped accepting and preparing bankruptcy cases except the Eastern District of California.  All other areas are referred to attorneys (see emergency situations below). 

As other districts have paid on my site using the Eastern District pay button before I have accepted the case I stopped allowing purchases online. Once your case is excepted, I will send the invoice. This process can take as little as ten minutes. 


  • Rica will prepare an emergency filing for bankruptcy if you have had the case reviewed by an attorney and sign the B19 and B119 below and fax them in. Once the forms are sent in the invoice for $100 will be sent. Call if you have any questions. 916-628-2846 or 757-932-7422. 

Start here with these notices: 

B19 and B119  & received legal advice from a bankruptcy attorney specialist in your area. Then start the free consultation

Rica J. Gilmore, Broker, Realtor® 

  • Virginia License VA #0225235314 
  • Rica Jo Ann Gilmore,​ ​Realtor®​ ​ ​
  • Graduate, REALTOR® Institute
  • ​​Rica Realty​​​ ​​​VA #0225235314​
  • ​Accredited Buyer's Agent
  • ​Seller Representative Specialist​ 
  • ​REALTORS® Commitment to Excellence​
  • ​Military Relocation Professional
  • Seniors Real Estate Specialist®
  • Short Sales and Foreclosure Resource
  • Pricing Strategy Advisor
  • Home Measurement Specialist
  • ​Real Estate Negotiation Expert​
  • ​Certified Team Specialist​

Rica Jo Ann Gilmore, Broker  Realtor®144 Shoe Lane, Newport News, VA 23606 1-757-932-7422  

North Carolina License NC 305512:  Rica J. Gilmore, Broker The Virtual Realty Group - Independent Firm Main office: 8116 Arlington Blvd, Ste 115, Falls Church, VA 22042 Telephone 1-888-407-2410 

The listings data displayed on this medium comes in part from the Central Virginia Regional MLS, (CVR MLS) and has been authorized by participating listing Broker Members of Central Virginia Regional MLS, (CVR MLS) for display. Central Virginia Regional MLS, (CVR MLS)  listings are based upon Data submitted by its Broker Members, and Central Virginia Regional MLS, (CVR MLS) therefore makes no representation or warranty regarding the accuracy of the Data. All users of Central Virginia Regional MLS, (CVR MLS) listings database should confirm the accuracy of the listing information directly with the listing agent.

CVR MLS and/or Rica J. Gilmore and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain complications of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.

Information Deemed Reliable But Not Guaranteed

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