Process My Papers offers the following services:

1. Bankruptcy Cases 

Full preparation of Chapter 7 cases. See the links below that will help through the process. After 29 years, this process has become much easier through detailed questionnaires. Please watch the videos the court has provided to answer questions.

2. Emergency Bankruptcy Cases 

If you have selected an attorney, but need time to hire the firm, OR You wont have the fees to pay your selected bankruptcy attorney him until after your house is foreclosed, the car is repossessed or other emergencies, OR Your attorney referred you to me to prepare an emergency - please let me know directly you will need this service by calling 916-628-2846 or 757-932-7422. 

Bankruptcy Steps

Bankruptcy Videos

Emergency Filing


Court Locations


Fee Options

Filing Instructions

Trustee Meeting

Questionnaires  -- Start your Free Consult here

Questions you May have - Answered by the Bankruptcy Court

Client Comments 


Credit Counseling Notice

Counseling Classes New less expensive ones come up all the time

Post Counseling Class


The emotional consequences vary depending on each client. Some may feel depression, relieve or a mixture. I have  simultaneously prepared  dissolution of marriage with the bankruptcy or started on alternative to bankruptcy - in a few months the couples reconciled. Thankfully, California has a six month waiting period. Now, it seems reasonable to wait until after the bankruptcy to see if the perceived irreconcilable differences resolve. 

The financial consequences to bankruptcy or alternatives can be tremendous and long-term. The disclosures and An attorney can help you with determining the legal consequences of filing a bankruptcy BEFORE or as you are making your decision. Also the financial road map may provide some direction in your alternatives and planning. 

Rica J Gilmore,  Realtor®, GRI  144 Shoe Lane, Newport News, VA 23606 1-757-932-7422 VA #0225235314  NC#305512


The Virtual Realty Group, 10776 Harry Byrd Hwy, Berryville, VA 22611. Main office: 8116 Arlington Blvd, Ste 115, Falls Church, VA 22042 Telephone 1-888-407-2410 

The listings data displayed on this medium comes in part from the Central Virginia Regional MLS, (CVR MLS) and has been authorized by participating listing Broker Members of Central Virginia Regional MLS, (CVR MLS) for display. Central Virginia Regional MLS, (CVR MLS)  listings are based upon Data submitted by its Broker Members, and Central Virginia Regional MLS, (CVR MLS) therefore makes no representation or warranty regarding the accuracy of the Data. All users of Central Virginia Regional MLS, (CVR MLS) listings database should confirm the accuracy of the listing information directly with the listing agent.

CVR MLS and/or Rica J. Gilmore and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain complications of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.

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