About Process My Papers and Rica J. Gilmore, ®


Welcome! I am excited you are sharing your financial road and real estate decisions with me. 

I am a Virginia and North Carolina real estate agent and Military Relocation Professional with over 26 years preparing legal documents.  My husband is Sean, and he is a very important part of my professional life. He is the Facility Maintenance Engineer at the James River Country Club. He has an extensive background in construction and maintenance.


About My Overall Professional Life

My legal document experience including preparation of  family law cases including form preparation, marital settlement, child custody, and domestic violence mediation. It includes preparation of personal and small business tax preparation. Over the past five years, I have assisted most of my tax clients with simple tax returns into becoming self-prepares keeping only the few that do not want to. The new online services make that a reasonable, affordable option as long as self-prepares don't click to add ridiculously unnecessary, strategically marketed additional services to the preparation that will never be a benefit.  

Currently, I prepare bankruptcy  cases and provide services for credit protection, repair (legitimate repair) and credit (re)building, and mediation -- I enjoy working hard in marketing, negotiating, and making all our transactions transparent and smooth. 

I will provides you with superior integrated service resulting in a better quality of life and wiser financial decisions. 

I love finding ways to save money. One of the greatest ways is to purchase with low interest and to live in a manner that your signature says "I deserve low interest." Sharing tips on how to make that happen inspired me to start Be Financially Fit, a 503(c)(3) Nonprofit Organization. 


We have successfully prepared thousands of bankruptcy and taxes cases since late 1991. This is also when I prepared my first name change, first divorce cases, and started my career as a CA Legal Document Assistants long before the much needed 1999 provisions and title came about. Prior to that I advertised as a paralegal under Paralegal Plus. The new law required a name change, and all paralegals had to remove legal from their name and advertising. 

As a client, you will see your interests are always first. As you prepare the questionnaires and receive the information from the free consultation, you will be able to use that information in either debt consolidation options, bankruptcy options, or negation possibilities with your creditors. Please do not pay our fees until you have either completed your free consultation, received legal advice, or you have - acting as your own attorney - decided that is best for you. 

We offer free services and connections to free service including annual credit reports, legal referrals, bankruptcy information videos provided by the bankruptcy court to share! These tools provide a valuable starting point without hurting your budget. Please use these tools to your fullest. The Be Financially Fit tools may assist in finding alternatives as well as in recovery if Bankruptcy is the best option. 


Rica J Gilmore,  Realtor®, GRI  144 Shoe Lane, Newport News, VA 23606 1-757-932-7422 VA #0225235314  NC#305512

GRI, HMS, PSA, MRP, SFR, SRS, C-RET, SRES®, RENE

The Virtual Realty Group, 10776 Harry Byrd Hwy, Berryville, VA 22611. Main office: 8116 Arlington Blvd, Ste 115, Falls Church, VA 22042 Telephone 1-888-407-2410 


The listings data displayed on this medium comes in part from the Central Virginia Regional MLS, (CVR MLS) and has been authorized by participating listing Broker Members of Central Virginia Regional MLS, (CVR MLS) for display. Central Virginia Regional MLS, (CVR MLS)  listings are based upon Data submitted by its Broker Members, and Central Virginia Regional MLS, (CVR MLS) therefore makes no representation or warranty regarding the accuracy of the Data. All users of Central Virginia Regional MLS, (CVR MLS) listings database should confirm the accuracy of the listing information directly with the listing agent.

CVR MLS and/or Rica J. Gilmore and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain complications of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.

Information Deemed Reliable But Not Guaranteed


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